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Marriage Allowance
Marriage Allowance lets you transfer up to 10% of your unused Personal Allowance to your husband, wife, or civil partner if all of the...

Eamonn Watson
2 min read


Budget 2023 Summary
The main bullet points from today's budget, as the Office for Budget Responsibility (O.B.R.) says inflation will drop to 2.9% by the end...

Eamonn Watson
3 min read


Voluntary National Insurance top up amnesty
The government has further extended the voluntary National Insurance deadline to 5 April 2025 give taxpayers more time to fill gaps in...

Eamonn Watson
1 min read


Super deduction - Last call
This tax relief was put in place to help aid businesses during the pandemic, but it was just for a limited time and will be ending on 31...

Eamonn Watson
1 min read


End of Tax Year planning
Our Tax Director Kevin Taylor has put together below some ideas for you to make the most of potential tax savings/planning opportunities,...

Eamonn Watson
4 min read


N. I. top-up window to be reduced
Taxpayers should check their national insurance (NI) record before 5 April 2023, when the government is reducing the window for topping...

Eamonn Watson
2 min read


Govt. announces phased Making Tax Digital for ITSA
Self-employed individuals and landlords will have more time to prepare for Making Tax Digital (MTD) for Income Tax Self Assessment...

Eamonn Watson
3 min read


A 60th Christmas Card
Towers + Gornall celebrates our 60th anniversary in business this Saturday, 17th December. Reflecting back on those years of service to...

Eamonn Watson
1 min read


Will Mortgage Rates Fall in the New Year?
It’s been a year of startling interest rate rises that have made life tough if you’ve been looking for a mortgage or remortgage. But...

Eamonn Watson
2 min read


Improve your year end process and plan for 2023
We're well into the final quarter of the year, with 2023 just a month around the corner. But are you ready for the year-end and have you...

Eamonn Watson
3 min read


Top 10 tips to avoid the gloom and doom on mortgages
The news is full of doom and gloom about mortgage rates and how much everyone’s mortgage payments are set to soar when they next come to...

Eamonn Watson
5 min read


VAT PENALTIES : - 2023 CHANGES
Have you seen HMRC’s short video about the new VAT late submission and late payment penalties? Overview of changes HMRC is introducing...

Eamonn Watson
3 min read


TAKE ACTION NOW BEFORE APRIL'S RISE IN CORPORATION TAX
With the increase in corporation tax going ahead on 1 April 2023 for companies with taxable profits over £50,000, is there anything you...

Eamonn Watson
3 min read


WHY USE A MORTGAGE BROKER?
You don’t need us to tell you that finances have become much more challenging over the past few months. Here are six things to consider...

Eamonn Watson
3 min read


IS A LIFETIME MORTGAGE A GOOD IDEA?
A lifetime mortgage is one form of equity release and it could give you a pot of tax-free cash without any need to repay anything until...

Eamonn Watson
3 min read


MOVING ON UP!
Towers and Gornall are on the move to brand new offices on Garstang High Street, this summer, back where we began! Our business began...

Eamonn Watson
1 min read


SPRING STATEMENT HIGHLIGHTS
Against the back drop of the fastest cost of living rises in a generation, and with inflation now at a 30 year high of 6.2%, the...

Eamonn Watson
1 min read


SURVEY DONATIONS REACH £1,000
Steve Kenyon of SK Joinery has become the final respondent to our customer survey to win the ability to donate £250 to a local charity...

Eamonn Watson
1 min read


THUMBS UP FOR CHARLIE & T+G
This week we are announcing two more £250 donations to local charities alongside the results of our Towers + Gornall customer survey. The...

Eamonn Watson
1 min read


WILL YOU PROTECT YOUR BUSINESS AND YOUR KEY STAFF IN 2022?
Business Protection Insurance
Towers and Gornall's role includes planning for your financial future and protecting your business.

Eamonn Watson
3 min read
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